Privacy Policy

Golden Rule Trades ("Golden Rule Trades," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect personal information when you visit or use vickykelley.com or goldenruletrades.com and any related pages, products, communications, or services that link to this Privacy Policy (collectively, the "Services" ).

Information We Collect

•Contact and account information, such as your name, email address, phone number, mailing address, account credentials, and communications with us.

•Transaction and service information, such as products or services requested, order details, billing and shipping information, and customer-support history.

•Content you provide, such as form submissions, reviews, survey responses, messages, documents, images, or other materials you choose to send to us.

•Device, usage, and technical information, such as IP address, browser type, device identifiers, operating system, pages viewed, links clicked, referring URLs, approximate location derived from IP address, and dates and times of use.

•Cookie and similar-technology information, as described in the “Cookies and Similar Technologies” section below.

We collect information directly from you, automatically when you use the Services, and from third parties when applicable. Those third parties may include service providers, payment processors, analytics providers, advertising partners, social-media platforms, referral partners, and publicly available sources.

How We Use Information

We may use personal information to:

•operate, provide, maintain, and improve the Services;

•create and manage accounts and respond to requests, questions, and support needs;

•process transactions and deliver requested products or services;

•communicate with you about the Services, including service, security, and administrative messages;

•send marketing communications where permitted by law and subject to your choices;

•personalize content and understand how people use the Services;

•prevent, investigate, and address fraud, security incidents, misuse, and other unlawful activity;

•comply with legal obligations and enforce our terms, policies, and rights; and

•carry out any other purpose disclosed to you at the time of collection or with your consent

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How We Disclose Information

We may disclose personal information to the following categories of recipients, as needed for the purposes described above:

•Service providers that help us host the Services, process payments, provide customer support, deliver email, perform analytics, secure our systems, or otherwise support our operations.

•Business and transaction partners when necessary to provide a product, service, promotion, or transaction you request or authorize.

•Professional advisers and authorities, including lawyers, auditors, insurers, regulators, law enforcement, or other parties when we reasonably believe disclosure is necessary to comply with law, protect rights or safety, investigate fraud or security issues, or respond to a valid legal process.

•Parties involved in a corporate transaction, such as a merger, financing, acquisition, sale of assets, reorganization, or bankruptcy, subject to applicable law.

•Advertising and analytics partners — We may disclose device, usage, cookie, or online-identifier information to these partners to measure advertising or deliver interest-based advertising.

Golden Rule Trades may sell or share the following categories of personal information for cross-context behavioral advertising: name, email, phone, address. To opt out where applicable, use [“Your Privacy Choices” link / opt-out form URL / email address]. We honor opt-out preference signals in jurisdictions where required.

Payments

Payments are processed by payment processors such as Link, Paypal, Stripe, Klarna, etc. Golden Rule Trades receive or retain full payment-card numbers. Your payment information is handled according to the payment processor’s privacy policy and terms.

We may receive transaction-related information, such as payment status, transaction identifiers, and billing details, to manage your purchase and our records.

Cookies and Similar Technologies

We and our service providers may use cookies, pixels, local storage, and similar technologies to keep the Services functioning, remember preferences, measure performance, understand usage, and if applicable, personalize or measure advertising.

You can manage cookies through your browser settings. Blocking some cookies may affect parts of the Services.

Marketing Choices

You may opt out of promotional emails by using the unsubscribe link in an email or contacting us at [email protected]. We may still send non-promotional messages, such as responses to inquiries, purchase confirmations, security notices, or policy updates.

Data Retention

We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including to provide the Services, maintain records, resolve disputes, enforce agreements, and meet legal obligations. Retention periods depend on the nature of the information and why we collected it.

Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no internet transmission or storage system is completely secure, and we cannot guarantee absolute security.

Your Privacy Rights and Choices

Depending on where you live and applicable law, you may have rights to request access to, correction of, deletion of, or a portable copy of certain personal information. You may also have rights to opt out of certain processing, such as the sale or sharing of personal information, targeted advertising, or profiling in furtherance of certain decisions.

To make a privacy request, contact us at [email protected]. Please describe your request and provide enough information for us to verify your identity. We may request additional information only as needed to verify and respond to your request.

Where permitted by law, you may use an authorized agent to submit a request on your behalf. We may require proof of the agent’s authority and may verify your identity directly.

We will not unlawfully discriminate against you for exercising applicable privacy rights.

California residents may also have rights to know, correct, and delete personal information; to opt out of the sale or sharing of personal information; and to limit certain uses or disclosures of sensitive personal information.

Children’s Privacy

The Services are not directed to children under 18, and we do not knowingly collect personal information from children under that age. If you believe a child has provided personal information to us, contact us at [email protected] so we can take appropriate action.

Third-Party Links and Services

The Services may contain links to websites, applications, or services operated by third parties. We are not responsible for the privacy practices of those third parties. Review their privacy policies before providing them with personal information.

International Visitors

We may process personal information in the United States and other locations where we or our service providers operate. Those locations may have privacy laws that differ from the laws where you live.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the updated version and revise the “Last updated” date above. If changes are material, we will provide additional notice when required by law.

Contact Us

Questions or concerns about this Privacy Policy or our privacy practices can be sent to:

Golden Rule Trades PO Box 121, Ashland OH 44805 Email: [email protected]